Personal Loan
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Description
Personal loans from Loanergy are designed for flexibility — consolidate debt, finance a major purchase, handle unexpected expenses, or fund personal projects.
Product highlights
Loan amounts: $5,000 – $10,000,000
Term length: 12 – 120 months
Rate types: Fixed rates (competitive APRs based on credit profile)
Fees: Origination fee (transparent and disclosed up front); no prepayment penalties
Ideal uses
Debt consolidation
Home improvements (non-mortgage)
Medical bills and emergencies
Weddings, travel, major purchases
Eligibility
Minimum age 18 (or age of majority)
Proof of steady income or alternative income sources
Credit profile considered; options for fair-credit borrowers with compensating factors
Testimonials
What Our Client Say
Over our 20 years in business, we have helped thousands of borrowers realize their dreams of becoming real estate investors. Their testimonials outline why working with Loanergy Financial Services is one of the best decisions an aspiring real estate entrepreneur can make.
How it works (3 steps)
Our Lending approval process
We have a simple and easy loan process.
Connect
Get in touch and let’s talk about your deal. We work with investors daily nationwide to fund their deals.
Apply
Our application process is straight-forward and streamlined. Loanergy’s tech-enabled lending platform makes it simple and hassle-free.
Approve
Our team of expert underwriters understand this business inside-out and matches the speed at which you need to execute.