Loanergy Financial Services

  • Mon-Sun : 9.00 AM - 5.00 PM

Suite 200 – 123 King St

W Toronto, ON M5H 3T9

Have Any Question

+1 458 209 9031

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info@loanergyfs.com

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Mortgage Loan

  • Home
  • Mortgage Loan
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Description

Loanergy provides residential mortgage solutions for home purchases, refinances, and home equity access.

Product lineup

Purchase mortgages: conventional fixed-rate and adjustable-rate mortgages (ARMs)

Refinance: rate-and-term and cash-out refinances

Home Equity Line of Credit (HELOC)

Jumbo mortgages for higher-value properties

First-time homebuyer assistance guidance and down payment options

Loan features

Loan amounts: conforming and jumbo limits depending on product and location

Terms: 10, 15, 20, 30 years (fixed) and common ARM terms

Competitive rates with transparent closing-cost disclosures

Eligibility & required documentation

Proof of income (Pay stubs, tax returns)

Asset verification (bank statements, investment accounts)

Credit history and property appraisal

Down payment source and reserves

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Testimonials

What Our Client Say

Over our 20 years in business, we have helped thousands of borrowers realize their dreams of becoming real estate investors. Their testimonials outline why working with Loanergy Financial Services is one of the best decisions an aspiring real estate entrepreneur can make. 

I used Loanergy’s investment loan to acquire a rental property. Their underwriting focused on realistic cash flow and set me up with an interest-only option that matched my strategy.

Daniel K.

Buying our first home felt manageable thanks to Loanergy’s mortgage team. The pre-approval was fast, the closing process was clearly explained, and they helped secure a great rate.

Priya S

When seasonal demand spiked, Loanergy approved a revolving line of credit that kept payroll and inventory on track. Competitive rates and flexible repayment helped us scale without stress.

Jamal R
How it works (3 steps)

Our Lending approval process

We have a simple and easy loan process.

Connect

Get in touch and let’s talk about your deal. We work with investors daily nationwide to fund their deals.

Apply

Our application process is straight-forward and streamlined. Loanergy’s tech-enabled lending platform makes it simple and hassle-free.

Approve

Our team of expert underwriters understand this business inside-out and matches the speed at which you need to execute.