Investment Loan
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Description
Investment Loans at Loanergy finance income-generating opportunities — rental properties, small commercial investments, business equity investments, and portfolio expansion.
Product types
Real estate investment loans (rental property purchase, refinance)
Portfolio loans for accredited investors (subject to eligibility)
Business investment financing (acquiring equity, strategic acquisitions)
Margin-style or securities-backed lending (subject to underwriting and regulatory limits)
Loan features
Loan amounts: $25,000 – multi-million for qualified projects
Terms and rate structures vary by collateral and borrower profile
Interest-only options, balloon schedules, and customizable amortization for real-estate investors
Use cases
Financing a rental property purchase to generate passive income.
Bridge financing for acquiring investment property quickly.
Leveraging portfolios to fund new investments while retaining positions.
Risk management & investor guidance
Conservative LTV limits based on asset type and market.
Stress-tested cash-flow projections and reserve requirements.
Access to Loanergy advisors for portfolio-level planning.
Eligibility & underwriting
Strong emphasis on project cash-flow (rental income projections, cap rates)
Borrower net worth, liquidity, and investment experience considered
Property-level underwriting (appraisals, rent rolls) for real estate loans
Testimonials
What Our Client Say
Over our 20 years in business, we have helped thousands of borrowers realize their dreams of becoming real estate investors. Their testimonials outline why working with Loanergy Financial Services is one of the best decisions an aspiring real estate entrepreneur can make.
How it works (3 steps)
Our Lending approval process
We have a simple and easy loan process.
Connect
Get in touch and let’s talk about your deal. We work with investors daily nationwide to fund their deals.
Apply
Our application process is straight-forward and streamlined. Loanergy’s tech-enabled lending platform makes it simple and hassle-free.
Approve
Our team of expert underwriters understand this business inside-out and matches the speed at which you need to execute.